Bank of India Credit Officer Recruitment 2025-26 - Apply Online for 514 Posts
Job Overview
The Bank of India has released the official notification for the Credit Officer Recruitment 2025-26 under the General Banking Officer (GBO) stream. This recruitment drive invites eligible candidates to apply for a total of 514 Credit Officer vacancies across various management grades.
Aspiring banking professionals seeking a stable and career-oriented government sector job can apply online through the Bank of India official website.
- Recruiting Body: Bank of India
- Recruitment Name: Bank of India Credit Officer Recruitment 2025-26
- Post: Credit Officer (GBO Stream)
- Total Vacancies: 514
- Application Mode: Online
- Job Location: All India
Important Dates
- Notification Release Date: 17 December 2025
- Online Application Start Date: 20 December 2025
- Last Date to Apply Online: 05 January 2026
- Last Date for Fee Payment: 05 January 2026
- Exam Date: To be notified (check official site)
Vacancy Details
The total 514 Credit Officer vacancies are distributed across three management grades under the GBO stream. Category-wise distribution is given in the official notification.
- Credit Officer (MMGS-II): 418 posts
- Credit Officer (MMGS-III): 60 posts
- Credit Officer (SMGS-IV): 36 posts
Educational Qualification
Candidates must fulfill the following minimum qualification to be eligible for this Bank of India Credit Officer Recruitment 2025-26:
- Bachelor’s Degree from a recognized university or equivalent
- Relevant experience required depending on the grade applied for (MMGS-II, MMGS-III or SMGS-IV) as specified in the official notification
Age Limit
Age criteria vary by grade and category. Details include:
- Credit Officer MMGS-II: Approx. 25 to 35 years
- Credit Officer MMGS-III: Approx. 28 to 38 years
- Credit Officer SMGS-IV: Approx. 30 to 40 years
- Relaxation for reserved categories as per Government of India rules
Application Fee
Application fees must be paid online during form submission.
- SC / ST / PwBD: Intimation charges only (approx. ₹175 + GST)
- General / OBC / EWS: ₹850 + GST (includes application fee + intimation charges)
- Payment Mode: Online (Debit Card, Credit Card, Net Banking, UPI)
- Fee once paid will not be refunded or adjusted
Salary & Pay Scale
Selected candidates will be placed in the respective grade and will receive competitive salary and allowances as per Bank of India norms for Credit Officers.
- Credit Officer (MMGS-II): In the approximate range of ₹64,820 – ₹93,960
- Credit Officer (MMGS-III): Higher pay range as per grade
- Credit Officer (SMGS-IV): Senior officer scale with higher payband
- Other Benefits: DA, HRA, medical, PF, pension benefits, and other bank allowances
Selection Process
The selection process for this Bank of India Recruitment 2025-26 includes multiple stages.
- Written Examination (online)
- Interview/Personal Assessment
- Document Verification
- Medical Examination
How to Apply
Follow these steps to apply online:
- Visit the official Bank of India website: bankofindia.bank.in
- Go to the “CAREERS” section and find the Credit Officer recruitment link
- Click “Apply Online” and register using your details
- Fill the application form with accurate personal and educational information
- Upload required documents, photograph & signature
- Pay the application fee online and submit the form
- Print the confirmation page for future reference
Important Links
Frequently Asked Questions (FAQs)
What is Bank of India Credit Officer Recruitment 2025-26?
This recruitment drive by Bank of India fills Credit Officer positions under GBO stream across three management scales for FY 2025-26.
When does online application start?
The online application process begins on 20 December 2025.
What is the last date to apply?
Last date to submit the application online is 05 January 2026.
How can I apply?
Candidates must apply through the official Bank of India careers portal only.